Wind * Hail * Fire * Water * Large Loss
Licensed Illinois Public/Private Insurance Adjusters /Broker
Our Coverage
Claim Strategy
Property Damage Representation
Settlement Maximization
Policy Protection & Risk Review
We Restore Peace Of Mind
We're Your Advocate
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Over 23 years of experience standing between property owners and lowball insurance offers
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🛡️ Our mission is simple:
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Restore your home to pre-storm condition
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Fight for what you’re owed
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Make the claims process painless
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🤝 We represent you—not the insurance company
10 Reasons Insurance Companies Don’t Want Homeowners Using Public Adjusters:
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1. Higher Payouts
Public adjusters know how to properly value claims, which often leads to larger settlements than insurers originally offer. -
2. Less Control
With a public adjuster involved, the insurance company loses its ability to control the narrative and process of the claim. -
3. Increased Scrutiny
Public adjusters review policies, scope damages, and hold the carrier to strict policy obligations and timelines. -
4. Delayed Lowball Offers
They can’t get away with quick, lowball settlements when a public adjuster is advocating for full coverage and repairs. -
5. Policyholders Are Informed
Public adjusters help homeowners understand their policy, coverage rights, and legal options—making it harder to manipulate. -
6. Claims Get Documented Thoroughly
Adjusters ensure damages are properly documented, which prevents underreporting or ignored areas of loss. -
7. They’re Trained Negotiators
Insurance companies prefer dealing with uninformed homeowners, not someone trained in claim negotiations. -
8. Accountability Increases
Public adjusters hold carriers accountable to state regulations, building codes, and policy language. -
9. They Can't Use Jargon to Confuse Homeowners
Public adjusters speak the same language as insurance companies, cutting through the technical jargon that confuses homeowners. -
10. They Level the Playing Field
Ultimately, public adjusters remove the insurance company’s advantage by giving the policyholder a qualified advocate on their side.
Why Choose Us
At Exterior Design Solutions, LLC, we’re more than just public adjusters—we’re your advocate when it matters most. With over 23 years of hands-on experience, we help homeowners and business owners recover from storm, fire, wind, and water damage by fighting for full and fair insurance settlements. We take pride in providing personal service, expert inspections, and clear communication from start to finish. When you choose us, you’re choosing experience, trust, and a team that works solely for you—not the insurance company.
Engineering Service
Premium Construction Services
Experienced Public Insurance Adjusters
Peace of Mind
What Our Customers Say
